Level 10 Life – 100 Goals in 10 Areas of Focus

Well, hello there! I am super excited about this post today, y’all! If you’ve been following along this month then you already know that I am a HUGE fan of The Miracle Morning. This book has seriously changed my life over the past 24 days! If you haven’t yet, you should check out my review of the book here.

In The Miracle Morning, Hal Elrod explains a concept he calls ‘Level 10 Success’.

“If we’re measuring our levels of success/satisfaction in any area of our lives, we all want to be living our best lives at a ‘Level 10’ in each area. Creating your ‘Level 10 Life’ begins with creating an honest assessment of where you are.”

Over the weekend I was digging through my Miracle Morning Fast Start Kit and discovered an amazing tool that I hadn’t noticed before. Hal calls it the ‘Wheel of Life Assessment’.

The wheel of life assessment is a circle graph that is divided into 10 sections — one for each major area of focus in your life. Each section has a progress bar to fill in (from 1-10) with how satisfied you are with that area of your life.

The idea here is to take a quick ‘gut feeling’ assessment of how satisfied you are in each of your 10 areas of focus. This gives you a glimpse at your life satisfaction overall. It is also a great starting point to figure out what areas you need to improve first to start living your Level 10 Life.

Of course, me being the bullet journal fan that I am, I had to devote a whole spread to this exercise in my journal. The results were beautiful!

Level 10 Life - Bullet Journal

Those darker lines that you see are so that I can mark my progress as I strive for my level 10 life. That way I always know where I started when I look back. On the right side of the spread, I decided to jot down some quick goals and ideas to improve my life in each area.

That quote by Zig Ziglar has always been one of my favorites. I couldn’t think of a better place in my journal to use it!

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After spending some time reviewing my assessment, I decided to take it all a step further. I wanted clear action steps to improve in each area, so I came up with the idea to write down 10 goals in each of the 10 categories. Each one getting me closer to my Level 10 Life.

So, without further ado, here are my 100 Level 10 Life Goals!

P.S. >> Keep in mind that while some of these goals are ongoing, these are all things that I would like to accomplish in the next 10 years, some more quickly than others :)



  1. Take Bella on a cross-country road trip.
  2. Keep in touch! (Email, Phone, Text, Facebook)
  3. Make plans with my local friends at least once per week.
  4. Take Bella & Mark to visit my dad in Florida.
  5. Take Bella & Mark to visit my mom in Georgia.
  6. Make an effort to be a better listener.
  7. Be as supportive as I can to my friends in need.
  8. Take Bella to Disney.
  9. Send hand-written letters to Bella when she is with her dad.
  10. Reach out to my sisters more often.


  1. Read at least one new book every month.
  2. Listen to nothing but podcasts while I’m driving.
  3. Keep up with my Miracle Morning practice.
  4. Attend a personal development seminar/retreat.
  5. Set personal goals at the beginning of every month & review them daily.
  6. Find and join online personal development groups. (Facebook, Google+)
  7. Improve my body language.
  8. Focus on always being positive towards others.
  9. Clearly define my core values and adhere to them in my daily life.
  10. Learn time management skills.


  1. Maintain a daily meditation practice.
  2. Learn more about the different forms of meditation.
  3. Develop and incorporate rituals into my life.
  4. Find and join meditation groups.
  5. Clearly define what my spirituality means to me.
  6. Develop and maintain a daily yoga practice.
  7. Become a meditation instructor.
  8. Become a yoga instructor.
  9. Keep a daily journal.
  10. Assess my state of mind nightly and re-align with my goals.


  1. Save 6 months of living expenses in an emergency fund.
  2. Pay off my credit card debt.
  3. Pay off my car.
  4. Have a positive net worth.
  5. Make enough to where 50% covers my bills. (the other 50% towards savings & giving)
  6. Buy a brand new car with CASH.
  7. Pay back my mom & step-dad for all the help they gave me when I was just starting out.
  8. Be able to send Bella to college without student loans.
  9. Hire a financial advisor.
  10. Have $100,000 in savings in 10 years.


  1. Attend a blogging conference.
  2. Speak at a conference.
  3. Write and publish a physical book.
  4. Create multiple streams of income.
  5. Become a life coach.
  6. Help 10 people achieve a life goal.
  7. Be interviewed on a popular podcast.
  8. Create a Meditation & Mindfulness YouTube Channel.
  9. Start a podcast of my own.
  10. Generate $5,000 in passive income in 1 month.


  1. Do something fun together once per week.
  2. Vacation just the 2 of us once per year.
  3. Go on a snowboarding trip!
  4. Do my fair share around the house.
  5. Say ‘I love you’ every day!
  6. Keep the romance alive. :)
  7. ‘Unplug’ together 1 hour every day. (no phones, TV, or laptops!)
  8. Cook together once per week.
  9. Mega-vacation to Europe!
  10. Celebrate our 10 year wedding anniversary in Maui.


  1. Go skydiving (again).
  2. Buy a motorcycle.
  3. Learn calligraphy & hand-lettering.
  4. Take a solo international trip.
  5. Get together with local friends once per week.
  6. Ride a trolley in San Francisco.
  7. Go to culinary school.
  8. Take myself on a solo date once per month. (try something new!)
  9. Attend Burning Man
  10. Take a random weekend road trip with no destination in mind.


  1. Pay for a stranger’s groceries.
  2. Support a new small business owner to the tune of $1,000.
  3. Buy Christmas presents for a family in need.
  4. Research charities and pick THE one that I want to donate to.
  5. Take my 2 closest friends on an all expenses paid vacation.
  6. Volunteer in my local community.
  7. Fund the building of a public meditation park.
  8. Help a friend in need, no questions asked.
  9. Give a stranger a $100 bill.
  10. Pay the bridge toll for the 5 cars behind me.


  1. Frame and hang up pictures at home.
  2. Re-decorate my home office/studio.
  3. Buy new furniture that we need.
  4. Decorate our master bedroom.
  5. Develop and stick to a cleaning schedule.
  6. Organize the kitchen better.
  7. Create an indoor meditation space for when the weather turns cold.
  8. Go through and organize the dreaded ‘storage closet’.
  9. Re-vamp my wardrobe.
  10. Learn to make my own cleaning & personal care products.


  1. Attend a yoga/health retreat.
  2. Join a yoga studio and attend 5x per week.
  3. Complete a 7-day cleanse.
  4. Run a 5K (again).
  5. Run a Half Marathon (again).
  6. Run a Full Marathon.
  7. Complete a Whole30 Challenge.
  8. Be a vegetarian for 1 month.
  9. Complete P90X.
  10. Run a Tough Mudder.

Phew! That was quite the list, huh? As you can see, there are a lot of goals that are pretty far off time-wise but I just had to include them! Overall though, I feel like this entire list is completely attainable within the next 10 years. I’m so excited to start tackling this list and building my Level 10 Life.

What would your Level 10 Life look like? 


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Kara Benz
Kara Benz is the artist and author behind Boho Berry, where she inspires her readers to lead a more centered, fulfilled, and inspired life. Kara also runs a successful sticker shop on Etsy - Boho Berry Paperie.
  • I’ve done the exercise several times before, but I never went on to create the “level 10” goals – it just hasn’t occurred to me. Huh :)

    Now, 10 goals per area seems a bit overwhelming, so I might cut down on the number and make sure that the few I make count…

    • Thanks Nela! It was definitely tough coming up with 10 in a few of the areas but I wanted it to be a nice round number in each category because I’m OCD like that ;) No matter how you approach it though, it’s a great exercise!

  • This is a great list Kara! You are definitely on your way to a level 10 life with all the inspiration you provide here in this space. =)

  • That’s a really cool idea, and I love your idea to add the goals!

    • Thanks name-twin! The goals were definitely a fun addition :)

  • Gisele J Grenier

    Think I’ll try this exercise this weekend.

  • Kara this is fantastic.I’ve seen this wheel of life exercise before (never displayed as beautifully as yours though!) it interested me then, but you’ve made me really really want to give it a go. Great work on writing out your goals like you have – I love them all. Especially pay the toll for the 5 cars behind you, what a lovely gesture :). This really has inspired me, thanks for sharing!


    • Thank you SO much Gabby! I absolutely LOVE that we inspired each other with our posts this week. :)

  • Kate

    These are awesome! Im stealing some of your goals and incorporating them into mine!

  • Chelsea

    I really enjoyed reading these, and I’m so happy that you picked goals in several arenas of your life! Best of luck in accomplishing them!

    • Aw, thank you Chelsea! Some of them are definitely a little further off than others but I think they’re all do-able! Thank you so much for taking the time to comment :)

  • Kayla James

    Kara, I loved this!! Your goals are so inspiring as is the entirety of this post! The best part is you’re not doing this to lose weight (which is a common goal for many), but to just be happy. Kudos to you!

  • Kara, I totally love your goals! They are very similar to mine. And your bullet journal is gorgeous! Your beautiful art style is so fresh and uplifting! You are an inspiration! :)

    • Thank you, thank you, thank you! One of my main goals in this life is to inspire others so your comment means the world to me :)

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  • Lisa Basini

    Did you choose the ten areas yourself, or were they from the book ‘The Miracle Morning’? I’ve come across something similar before about setting goals, but it didn’t specify 10 areas, or make suggestions for titles, so I’d struggled to come up with some decent ones past the obvious work/home/travel etc

    • Hi Lisa! The 10 areas are from The Miracle Morning Fast Start Kit. It is a workbook that you can download after you have read the book :) Hope that helps! :)

      • Lisa Basini

        Thanks for that – I’ll have to keep my eye out for the book!

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  • Rachel Ramey

    Silly question: how did you draw the circle graph in your journal?

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  • mamazee

    Love this! Thanks for sharing all the details of your goals – it helps me to brainstorm to see what things were important to you :) – my dad had us do something like this every year after Christmas (he did it, too) – it was a good habit to get into… He also had us write a goal, then three tangible,measurable steps we could take to achieve the goal – took it out of the ether and into reality a little bit :)

    • It sounds like your dad taught you very well :) Love that he started that with you as children… what a great idea! Thanks for stopping by :D

  • Sharon

    This is an awesome article. Thank you for being so transparent with your personal stuff. That can’t be easy to put out there for the world to see. I have Hal Elrod’s Miravle Morning in audio format. I totally missed (or have forgotten about) the Level 10 wheel. I will give it a re-listen while present wrapping. I cannot wait for your video on the subject.

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  • Lexie Lex

    Quick question: how could I modify this into fitting the goal of a high school student? I really want to do this, I have already drawn the circle into my bullet journal but I don’t know what to replace Marriage, Finances, Spirituality, Giving/Contribution with.

    • Felicia

      How about splitting Family and Friends in two different categories. Also, you can still focus on finances if you have an allowance or a part-time job. Or you can focus on the future, and how you could handle your finances when you’re out of high school. You can think of giving/contribution for high school, such as community service projects, things to do for your teacher or classmates, etc.

    • Elizabeth Hasseries

      Marriage could become romance if you date. Finances I’m not too sure about. Spirituality could be something like “life philosophy”. However, giving and contribution could stay as it is and rather than think about it in terms of money think about it in terms of volunteering. You can help at a soup kitchen, volunteer at a day care in a homeless shelter, so many different areas!

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  • Jennifer Missen

    Hi Kara. Thankyou. I have been struggling for days to set my goals because all the other articles and books I had read had too few areas. These are just right. It has also been really helpful to see your goals as examples to get me thinking. Thankyou for sharing.

    • I’m so happy that you found this useful, Jennifer! :)

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  • Elizabeth Hasseries

    Although I like the general idea of these categories there are a few missing for me, on a personal level. One would be food, the next would be clothing, and the last would be intellectual/education/learning. How have other people adjusted the areas to fit their needs?

  • Kelsey Jean Sigette

    Where did you find your journal at? Also what platform do you use for your blog? Thanks in advance!

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  • anika

    this is such an innovative idea! thanks for sharing, I’m definitely going to try this :)

    xx closetchronicle.blogspot.com

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  • Angela Steinkamp

    these are some really great goals. some of them sound like “no-brainers” but can be the hardest ones, right? good luck.

    • Totally! You’d be surprised by how many “easy” goals get pushed to the backburner. This helps me to keep them in focus :)

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  • Helen Colebrook

    Thank you so much for your wonderful blog, videos and social media posts. I find them so honest and inspirational, they really help to keep me focused. I started journalling after reading The Monk Who Sold His Ferrari by Robin Sharma, which has so many common themes, like creating a Dreams Journal and then planning your actions. His video blogs also stress the importance of early mornings, meditation and exercise so for me it has been the perfect fit as your work helps me to put everything into place. Thank you so much again x

  • Hi Kara.
    I stumbled on your site through Pinterest and I’m so glad I did. Your post is wonderful and gave me a lot to think about. I’m definitely going to look into the book you mentioned. Thanks for sharing what you learned and giving some great ideas for goals.
    Take care!

    Diane Lynn

  • Hey I found you on Pinterest and YouTube for the #planwithmechallenge and Instagram. I hope to join in all the fun…Bless you.

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  • Love this! I started my own bullet journal a short while ago and love incorporating everything that is important to me in it! My parents don’t quite understand why I like it so much, but it’s definitely been helping me staying focused. :) Thank you for sharing your Level 10 pages!

    • You’re very welcome, Maximiliane! If it’s helping you to maintain focus, don’t worry about what anyone else thinks :)

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  • Holly Lin

    I’ve been trying to get around to doing this for “forever”. I am a planner and a list maker, and I just got into bullet journal back in February of this year (2016), and I’ve always made goals for my life and at the beginning of each year for that year. Sometimes I achieve some, but usually it doesn’t look like much, partly due to having a chronic pain condition, but I have found that I am trying harder and achieving more each year, even if it doesn’t look like much compared to others or to what I would LIKE to accomplish. Well, back to my point, I have all kinds of print-outs about goal setting and goals written in various places and even steps to achieve some of those goals and lists for some, like “Books to Read”, but I want to try this Level 10 Life thing with the 100 goals. I see you did 10 goals in each category, but I was wondering, on the page opposite your “wheel”, you also put a line out by each category, and I was wondering how you chose those things, or how you narrowed it down to one line for each category. Thanks, & I love your blog!

  • Margherita Dal Pra

    how did you make the wheel ?

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  • Wow, loving your long, rich and comprehensive level 10 life!
    Have you got the chance to give a $100 bill to a stranger? That’s so generous and sounds like fun!

  • Camille Farr

    I have finally after years of trying to study, find my path and battling depression, anxiety and chronic fatigue JUST come to realise that I need to stop, get my mind and body strong again and get myself some skills to help me have a chance to get a decent job that can stay in. for years i have studied and not completed many courses, my student loan is huge and nothing to show. have worked numerous jobs, mainly retail though i hate it but was only place could ever really get jobs. i did a lot of early childhood teaching which loved bt i cldnt handle the pressure of study and after trying and failing twice to get my degree i gave in to retail. i love the interaction with retail but its never definite, nor consistent and i need that in my life. i now have my baby girl and been stay at home mum with her forover a year and done casual retail work. i am now at point where im lonely (am married but friends wise and insecurity and confidence), lost and sick of struggling and been pushing myself to find a job to solve that but you know what it wont. I want to be with my girl, i want to feel confident in myself and my ability to get a good job and be able to do it, not fearful of failing again, i want to do something i enjoy so ive decided i need to set a 5 year plan. to get my wellbeing, my health and myself strong enough and happy enough in myself so that when i have finished having bubbas and ready to return, I can and can rock it and make my babies proud. I would love a wee business can do from home such as making or creating something to sell as i love crafts and have something for myself also. i also want to start small but eventually do maybe some online training to better my skills i can offer when am ready to work. one other thing would love is to get the confidence to have a blog, of my journey, as i achieve my goals and to give others hope and advice they can do it to.sorry for long novel but once started couldnt stop, i think this idea will be great starting point for me and I pray that i can somehow be successful and eventually be happy and at peace with my life.

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  • Holly Lin

    Hey, Kara, may I ask you how you came up with the short things you put on that spread for each category out of the 10 in each category you did? I’m trying to figure out how to put mine into a succinct statement for each category, and my mind is just not working that well, lol. I would love your advice!

    • Hi Holly! I really just thought of little things that I can do to “level up” in each area. I’m sure they’ll be different for each individual :)

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  • Kerry White

    I love this so much. I have done a version of the chart before, but your post inspired me to brainstorm and journal about specific steps I can take to increase my levels in certain categories. Sending you my gratitude!

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  • Beth

    Hi Kara, I loved this so much that I’ve decided to start working through The Miracle Morning program myself. I was up until after 3 AM printing out the quick start and other resource pages!

    I would like to ask you about something else that I thought would fit very well into a bullet journal, and that is researching and getting quotes for home maintenance jobs. For example, my swimming pool pump just died, and as I am on a very tight budget, I need to find someone who will repair it at a reasonable price, and if the pump needs replacing, I will need to get a new one at the best price I can find as well. I thought that a spread in my bullet journal, listing the businesses/tradespeople who I contact, along with contact details and prices quoted and availability, would be very useful. It would also be good to have as a reference in the future, should I have further problems with the pool (it is very old, so that is more of a ‘when’ than an ‘if’). Have you used your bullet journal for anything like that before?

  • Milica Begovic

    Thank you soooooo much!

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  • Jeanette Cefre-Dolphin

    Do you know just how much you inspire and improve my life? Thank you for sharing your life, your experience, your guidance.

  • Nico Snyder

    Hey there, Kara! I just started a bullet journal and I’m so excited to use this spread! I do have one question, though. When you update the wheel, how do you decide how many “sections” to fill in? Do you assess where you *feel* you are at – like you did at the beginning – or do you fill in each “section” based on how many goals you accomplished? (If that’s not clear enough: Do you color in the next section when you accomplish a goal – for example, your road trip – or do you color it in when you feel like you’ve improved in that general category?)

    Thanks so much for sharing all of this with us! You’ve inspired me to start my own bullet journal! :)

  • Alistair Dodd

    Hi Kara, I have really enjoyed your blog and your bullet journalling articles. They have really inspired me. I love your use of colour and graphics. (Doodles/etc) .Wish I had your eye.

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  • Shelly Hunt

    Hi Kara, thank you so much for sharing this. I stumbled upon your post about 2 months ago when I first started reading Miracle Morning. I said then when I completed the reading and the MM 30 day challenge I would return to your post. Here I am!! This weekend I will start the writing my 100 goals. I truly appreciate you sharing this great idea. What a great way to live a level 10 life than to have 100 goals. Thanks

  • Amy

    I recently decided to get on the bullet journal bandwagon. I was looking up spreads and came across “Level 10 Life.” Googling it led me to your site and I’m so happy it did! This was really helpful and inspiring. I have been feeling really scattered lately, feeling like I’m super busy/stressed but not really accomplishing much, you know? So I can’t wait to add this spread to my journal and really figure out concrete things to focus my attention on. This will also help me feel more accomplished since I will be tracking my progress. Your journal is beautiful!

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  • Erin Modlin

    I am embracing the idea of “vulnerability,” and this post is so inspiring! Putting yourself out there, and willing to face whatever comes is something I am learning and conquering the fear. Thank you for being willing to do this.

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  • ShahanaMay

    I really love the idea of setting 100 goals. I like the idea of Level 10 Life, but it always felt like it wasn’t quantifiable enough. This makes it totally workable! I think I’m going to try putting together a spread in my journal!

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